Minding the Gap: A Practice in Financial Feminism

America Saves, a national campaign that promotes savings, notes significant differences in savings between men and women. A 2014 survey showed that women displayed a greater interest in savings, but there was no greater savings effort or savings effectiveness compared to men. But just two years later in the same survey, the gender gap leapt off the page. Woman were notably behind across 12 important financial indicators including consumer debt, savings habits, emergency savings, and general savings progress.

The student loan debt problem isn’t just about college students

Today’s college students are taking on student loan debt in staggering amounts. The financial impediments that this debt is likely to cause later in life have become clear: building financial assets, like an emergency fund, owning a house, or saving for retirement, are put on hold in order to chip away at a mountain of debt. But a recent report from the Consumer Financial Protection Bureau (CFPB) shows that younger Americans aren’t the only demographic being weighed down by the burden of student loans.

5 ways to make college more affordable

The value of a college degree isn’t what it used to be, but its importance certainly hasn’t diminished. In fact, in Sallie Mae’s report, “How America Pays for College,” 90% of families expect their student to earn at least a bachelor’s degree, with 54% expecting a graduate degree. Of course, if you’ve read any recent news about the financial details of college education, you’ll know that it’s also a foreboding prospect: there is nearly $1.3 trillion in total U.S. student loan debt, ongoing wage stagnation, and the prospect of enduring years of underemployment.

Retirement Savings Means It’s Time to Sweat the Small Stuff

Baby Boomers, Gen X, Millennials. The lack of retirement savings in our country is an epidemic that affects all three generations. According to the 2016 Retirement Confidence Survey from the Employee Benefit Research Institute (EBRI), only two-thirds of workers (or their spouses) are currently saving for retirement, with 26 percent reporting they have less than $1,000 saved. It’s time to sweat the small stuff.

Five Fun & Frugal Activities for Autumn

School has started, the summer weather has broken – autumn has arrived. Whether you are recovering from back-to-school expenses or are looking ahead to the holiday season, there are plenty of fun and frugal ways to make the most of the fall season without going broke in the process.

Make Your Tax Refund Work for You!

It’s easy for us to think of this year’s tax refund as free money coming to us courtesy of Uncle Sam. However, the truth of the matter is that the check you receive is a return of your own hard earned money. And since you’re going to get your own money back, why not use it to get ahead of your financial goals?